Dental insurance can be a great help, but most plans either don't provide coverage for the treatment you need, or they do, but first, you have to pay a large sum out of pocket. Thankfully, Humana Extend plans provide a solution — high maximums, low deductibles, full coverage, and no waiting periods with prior coverage.
Read on to discover how Humana Extend plans can give you peace of mind and a healthy smile.
 Our Humana Dental Insurance Review | |
Humana Extend dental insurance plans include the 2500 and 5000 plans. They provide comprehensive coverage for everything from cleanings to implants. High annual maximums and low deductibles mean you pay less out-of-pocket, and waiting fees can be waived if you have proof of prior coverage. | |
Pros | Cons |
|
|
In This Article
About Humana dental insurance
Dental insurance can cause a real headache, not just because it's expensive, but because finding the fight plan for your needs can be difficult. That's why we've developed a super easy way to compare plans in your area, and it's entirely FREE to get a quote with no obligation.
Just take 10 seconds to fill in your DOB and zip code below to get started!
Humana is a recognized insurance provider offering a range of dental insurance plans to individuals across the United States. With six major types of dental insurance, Humana caters to a variety of dental health needs, ensuring a broad spectrum of dental services are accessible to its policyholders. The insurance provider boasts a substantial network of 335,000 dentists and specialists nationwide, ready to serve patients under Humana's coverage.
Although Humana’s individual health insurance plans are available in most states, they are not offered in Alaska, Hawaii, Nevada, New Mexico, and Washington. However, for those residing in Alaska and New Mexico, discount dental plans are available. The extent of coverage and availability of specific dental plans may vary by state, hence it's advisable to use Humana's online tool, where by entering your zip code, you can view the list of available plans and their respective costs in your area.
Among the offerings are six dental plans specifically designed for individual shoppers, alongside a dental discounts program and special discounts for veterans. The diversity in plans aims to provide options that cater to different budgetary and dental care needs.
Customer service is an integral part of Humana's offerings. The company facilitates customer inquiries and support through various channels including an online chat tool, Twitter, and phone support. Phone lines are operational from 8 a.m. to 8 p.m. local time, Monday through Friday, in most areas, providing a reliable channel for customers to seek help and gather information.
By providing a comprehensive range of dental insurance plans along with a robust customer support system, Humana continues to be a significant player in the dental insurance sector, making dental care more accessible and manageable for many.
Introducing Humana Extend
Humana Extend is a cost-effective way to bundle your dental insurance with vision and hearing. There are three Humana Extend plans to choose from: a 1250, 2500, and 5000 plan. The plan names conveniently refer to the amount of the annual maximums. So for the Humana Extend 1250 plan, your maximum is $1,250, and so on.
All three Humana Extend dental insurance plans are great options for comprehensive dental coverage, but they do have some differences that can help you decide which plan is best for you. Let's take a closer look!
Humana Extend 1250
The Humana Extend 1250 dental plan covers basic dental vision and hearing needs for a low monthly premium starting at $35.99/month.
Under this plan, you get 100% coverage for preventive care, which includes cleanings and dental exams twice per year with no waiting period. There is also a $100 teeth whitening allowance once per year.
This plan provides some coverage for major work like root canals, but does not cover implants.
Root Canals | Dentures | Implants | Crowns |
| N/A | N/A |
|
This plan also features:
- Deductible: $75 for each individual (not applicable for in-network routine services)
- Initial waiting times: Routine services — none, Intermediate — 90 days, Extensive — 12 months
- Annual maximum: $2,500 for each covered member for all benefits combined, $1,000 annual maximum for implants
- Cleaning coverage: Fully covered at 100%
Humana Extend 2500
The Humana Extend 2500 plan is designed for those who require more extensive dental treatment, while still ensuring they receive maximum value for their investment. This plan offers access to a broad network of professionals for routine, intermediate, and extensive dental care. Here's a look at the main features:
Root canals | Dentures | Implants | Crowns |
|
|
|
|
Further details of this package are:
- Deductible: $75 for each individual (not applicable for in-network routine services)
- Initial waiting times: Routine services — none, Intermediate — 90 days, Extensive — 12 months
- Annual maximum: $2,500 for each covered member for all benefits combined, $1,000 annual maximum for implants
- Cleaning coverage: Fully covered at 100%
Humana Extend 5000
This package is similar to the Extend 2500, but after the first year, you get more coverage for major services, and the annual maximum is $5,000 instead of just $2,500. Yes, you'll pay a bit more each month, but it could be a good deal if you're expecting some hefty dental bills.
Root canals | Dentures | Implants | Crowns |
|
|
|
|
Take a look at some other need-to-know features:
- Deductible: $75 for each member (exempted for in-network routine check-ups)
- Initial waiting times: Routine check-ups — none, Intermediate — 90 days, Extensive — 6 months
- Annual maximum: $5,000 for each covered member for all benefits combined, $2,000 annual maximum for implants
- Cleaning coverage: Fully covered at 100%
Humana Extend Key Benefits
- Affordability: Competitive pricing that fits various budgets.
- Flexibility: Options to choose between two levels of coverage.
- Network of Providers: Access to a wide network of dental professionals.
- No Waiting Period: Immediate coverage for preventive services and waived waiting period with prior coverage.
- Customer Support: Dedicated support team to assist with inquiries and claims.
Comparing Extend 2500 vs. Extend 5000
Some of the differences between Humana Extend 2500 and 5000 are hard to spot, so we compare them side by side below:
Extend 2500 | Extend 5000 | |
Annual maximum all benefits | $2,500 | $5,000 |
Annual maximum implants | $1,000 | $2,000 |
Lifetime maximum implants | $2,000 | $4,000 |
Annual tooth whitening allowance | $100 | $200 |
Waiting period for implants | 12 months | 6 months |
Conclusion
Humana Extend 2500 and 5000 dental plans offer a solution for everyone, whether you need basic coverage or a more comprehensive plan. With a focus on affordability, flexibility, and quality care, these plans are designed to keep your smile bright and your wallet happy.
Ready to invest in your dental health? Click here to explore Humana Extend 2500 and 5000 dental plans further or call the dedicated Dentalinsurance.com team at 888-626-0057 to enroll in dental insurance today. Your smile is worth it!
For another plan that offers major coverage benefits, you can check out our reviews of Delta Dental, NCD dental insurance and Guardian Direct insurance.